Utah closing costs

Selling a home on the Wasatch Front in 2026 means navigating several cost categories, agent compensation, title and escrow fees, owner’s title insurance, recording fees, tax prorations, HOA transfer fees, and negotiated concessions. Utah charges no state or county real estate transfer tax, which changes the math compared to most states. Here’s what each category means, who typically pays it, and what’s actually negotiable in your contract.